Terms of Use

Termes et conditions régissant l’utilisation de nos services

1. Introduction

Privat Equity (« we », « us » or « our ») is committed to protecting and respecting your privacy. This privacy policy explains how we collect, use, share, and protect your personal information when you use our website and services.

2. Information we collect

We collect several types of information to provide and improve our services:

Identification information : Last name, first name, date of birth, email address, phone number, postal address
Financial information : Income, employment status, bank details, credit history
Browsing data : IP address, browser type, pages visited, duration of visits
Supporting documents : Identity document, proof of income, bank statements

3. How we use your information

We use the information collected to:

Process your loan applications and assess your eligibility
Connect you with our financial partners
Communicate with you regarding your application
Improve our services and your user experience
Comply with our legal and regulatory obligations
Prevent fraud and ensure the security of our platform

4. Sharing your information

We may share your information with:

Financial partners : When you accept a loan offer, we share your information with the lending institution.
Service providers : For hosting, data analysis, identity verification, and fraud prevention.
Legal authorities : If required by law or to protect our rights.

We never sell your personal data to third parties.

5. Security of your data

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. This includes 256-bit SSL encryption, firewalls, strict access controls, and continuous monitoring of our systems.

6. Your rights (GDPR)

In accordance with the General Data Protection Regulation (GDPR), you have the following rights:

Right of access : Obtain a copy of your personal data
Right to rectification : Correct inaccurate or incomplete data
Right to erasure : Request the deletion of your data
Right to restriction of processing : Restrict the processing of your data
Right to data portability : Receive your data in a structured format
Right to object : Object to the processing of your data
Right to withdraw consent : Withdraw your consent at any time

To exercise these rights, please contact us at: privacy@privatequity.fr

7. Cookies and similar technologies

We use cookies and similar technologies to improve your experience, analyze traffic, and personalize content. You can configure your browser to refuse cookies, but this may affect some features of our site.

8. Data retention

We retain your personal data for as long as necessary to provide our services and comply with our legal obligations. Credit application data is generally kept for 5 years in accordance with regulatory requirements.

9. International Transfers

Your data is primarily stored and processed within the European Union. If we need to transfer your data outside the EU, we ensure that appropriate safeguards are in place in accordance with the GDPR.

10. Changes to this policy

We may update this privacy policy periodically. We will notify you of any significant changes by email or via a notification on our website. We encourage you to check this page regularly to stay informed.

11. Contact

For any questions regarding this privacy policy or the processing of your personal data:

Email : privacy@privatequity.fr

Address : Privat Equity, 123 Avenue des Champs-Élysées, 75008 Paris, France

Phone : +33 1 23 45 67 89

You also have the right to lodge a complaint with the French Data Protection Authority (CNIL) if you believe your rights have not been respected.

Privat-equity